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What idle cash is really earning in 2026

A record amount of cash is sitting in money market funds and savings accounts. For many investors that feels like the safe choice but once inflation, taxes, and limited access are factored in, the true return may be lower than it appears.

Six things you’ll walk away with

Plain-spoken and numbers-first. Mark shares his opinion on the tradeoffs of each option, including the ones that don’t favor Bedrock.


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What today’s savings rates, CDs, Treasuries, and other cash alternatives are actually returning

03
Seven places investors are putting cash in 2026, and how they compare

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What to look for when evaluating a private lending opportunity

02
Why inflation and taxes raise the return your money needs just to hold its purchasing power

04
How liquidity, lockups, and early withdrawal penalties affect your real return

06
A seven-point checklist for evaluating any private lending fund before you invest

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