Strategy

A Proven Strategy for Reliable Returns

At The Bedrock Fund, our investment strategy is simple yet highly effective: we focus on short-term, asset-backed loans to a carefully selected group of seasoned real estate investors. By combining rigorous borrower vetting, precise property valuations, and unparalleled market insight, we’ve created a lending model designed to deliver consistent, predictable returns to our investors.

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Our Investment Strategy

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Exclusive Borrowers

We make short-term private money loans only to top- performing current or former HomeVestors of America (“We Buy Ugly Houses”) franchisees.

Speed

Our approach meets the fast-paced demands of these elite investors, delivering solutions traditional lenders can’t match.

Risk

Proven Risk Mitigation

By leveraging HomeVestors’ network and oversight, we safely underwrite loans with confidence. More on this later.


Unmatched Performance and Stability

Our track record speaks for itself

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No Defaults. No Late Payments. Ever. 

With over 700 loans funded since inception, we’ve maintained a flawless record of borrower performance.

8% Preferred Return, Paid Monthly

Our investors enjoy predictable cash flow with the option to reinvest for up to 12% compounded returns annually.

Secure and Reliable

Every loan is backed by carefully analyzed residential real estate, ensuring strong collateral protection.

A Strong Ally in Our Approach: HomeVestors of America

HomeVestors of America, known for its extensive network of real estate investors and franchisees, provides valuable data, oversight, and lending connections that enhance our investment approach. By leveraging their resources alongside our own expertise, we strengthen our ability to identify, finance, and execute high-quality real estate investments.

Track Record

Verified Track Records

We access borrower performance and property data directly from HomeVestors.

Comprehensive Oversight

Comprehensive Oversight

Franchisees follow proven rehab processes with mentorship and corporate accountability at every step.

Default Rate

Industry Leading Default Rate

Less than 1% over 25 years due to extensive training, monitoring, and support.

Lender Relationship

Exclusive Borrower Relationships

Our strong ties give us unparalleled access to the
top-performing franchisees, ensuring safer investments.